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Re: Class action against State Farm Insurance in Florida
Posted by Jason on 4/10/06
On 2/04/05, Cassadra Lamoureux wrote:
> Our Home sustained damage due to Hurricane Charley, State
> Farm paid for the leaks inside of our home (3 different
> areas) as a result of the hurricane. We have Gravel and Tar
> roof (not shingle) and we were bombarded by debris during
> the storm from the forest behind us.
>
> Getting a roofing company to come out and give us an
> estimate was difficult as I would schedule and then when
> they found out it was a gravel tar roof, they didn't show
> up??????
>
> FINALLY in January 2005 after many of the roofs had been
> repaired we got a roofing company to come out. They stated
> that to adequately fix our roof it would require a re-roof.
> Now, in December of 2003 we had our roof inspected by 3
> different companies who all stated that the roof looked
> great and that 3 of the corners could use some repair. We
> made those repairs and had no problems with the
> roof......Until the hurricane.
>
> Like I said prior, State Farm paid for the repair of the
> leaks that were inside the home.
>
> early this week (Febuary 2005) an adjuster (the 4th one that
> had been assigned to us) FINALLY showed up with our roofer
> when we were not present. In talking to the roofer, they
> said it was a waste of their time because the woman...LINDA
> spent less than 5 minutes on the roof, determined that it
> was just "old" and denied all claim for a re-roof or repair
> of the roof where the leaks are seeping in. How you could
> fix the inside of the home and not the outside is obsurd!!!
>
> She had the audacity to tell me I had those leaks before the
> hurricane.....I just didn't know about them and with all the
> rain they just "showed up" She was very short with both the
> roofer and myself and didn't want to hear anything anybody
> had to say.
>
> How can our lives be in one misguided adjuster's hands????
> Why did we get thrown around to 4 different adjusters?? why
> did they meet the roofer without letting me know and have
> the opportunity to be present???? this is WRONG!!!! I have
> plenty of friends (who also have state farm) who recieved
> new roofs and they didn't even have leaks on the inside???
> How is that?? I legitimately have leaks on the inside of my
> home that I cannot have fixed until the outside of the roof
> is fixed. She denied everything including a repair!!
>
> I have found Mold on my children's pillows (in the room that
> has the biggest leak) and NO HELP from them. State Farm now
> says we need to go into mediation. WHy do we pay our
> premium every single month? For this? The reason you get
> insurance is so in the event of a catastrophy you can be
> assured that you can take care of your property? the reason
> we picked them over other insurance carriers is because of
> the "reputation" Think twice people!!
>>
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