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Re: Class action against State Farm Insurance in Florida
Posted by Dennis Merritt on 1/03/06
1/03/06
Dear Mr. Weatherman,
I have a home in Orlando Florida that was hit by three
hurricanes during the 04 hurricane season. I am still not
back in my home.
I will spare you the war story, but I will let you know I am
very interested in a class action suit against State Farm.
During my time fighting this company, I have come across
very solid evidence of deliberate fraudulent business
practices encouraged by management. State Farm vs Campbell
is a great source of information.
Recently, Senator Trent Lott filed suit against State Farm
for fraudulent business practices. I think our cases are
similar with respect to the fraudulent denial of legitimate
claims by State Farm. It may be a good idea to call the
Scruggs Katrina Group (866)404-6888 and let them know about
your case.
I have contacted the Scruggs Law Firm and let them know I
would like to work together with Trent Lott to expose the
fraudulent business practices of State Farm.
I have been told by a former insurance executive that RICO
statutes may well be applicable if enough people provide
evidence.
Best regards,
Dennis Merritt
Orlando, FL
On 10/27/04, Greg Weatherman wrote:
> To anyone interested,
>
> I am looking for anyone in central Florida who feels they
> have gotten the run-around by insurance adjusters.
>
> I have recently been working in central Florida in the
> huricane ravaged areas. I have tested homes and found
> unacceptable moisture content levels (0.7 Aw or higher)in
> gypsum board above the 4 foot line. We have been told by
> every State Farm insurance adjuster they will only cover 4
> feet of wallboard removal - even though the water sat in
> the house for several days to a week.
>
> One adjuster claimed FEMA mandated the 4 foot level for
> coverage under the National Flood Insurance Program
> (NFIP). We have made calls to FEMA and found this to be a
> complete fabrication. A State Farm adjuster even admitted
> this fact to several witnesses when we put them on the
spot
> at a later date.
>
> State Farm adjusters are saying their is no coverage for
> mold even though FEMA's website says otherwise. The truly
> sad part is the knowledge gained from North Carolina after
> they were hit by 2 hurricanes in one year is public
> knowledge. One of my partners is a former independent
> ajduster. He indicates the adjusters of today are poorly
> trained and told the canned response when they are dealing
> with a catastrophic event like a hurricane. From what
I've
> seen, he is right on mark. They can't even read a simple
> document for the amount of coverage for additional living
> expenses (ALE).
>
> What the homeonwers don't know is the part that is a kick
> in the pants:
>
> If an adjuster lowballs the the cost to fix covered
> damages, the structure will not be done right. If the
> structure is not done right, you can't sell the property.
> You will now have an economic loss since you will be
forced
> to sell at a lower price or no sell at all.
>
> You might buy one of these home and find it moldy. Your
> insurance will not cover any pre-existing problems while
> you go belly-up.
>
> More than one resident in Port Orange FL have publically
> complained at a town hall meeting about the behaviour or
> State Farm and Allstate. The mayor has told the residents
> to go after them for bad faith if they are lowballing the
> jobs. The mayor is a general contractor and understands
> the dilemna.
>
> Even worse, their are firms who are engaging in
remediation
> according to their own scope of work. These firms do not
> have professional insurance. Usually CGL policies do not
> cover professional acts. This means a homeowner has no
one
> to pursue if the job is botched and the house left moldy.
I
> find it ironic an insurance company like State Farm allows
> contractors to engage in activities that put the policy
> holders in economic and/or finacial risk due to insurance
> coverage issues.
>
> Regards,
>
> Greg Weatherman
> aerobioLogical Solutions Inc.
> Arlington VA 22202
>
> gw@aerobiological.com
>
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